BUSINESS CAPITAL SOLUTIONS PTY LTD – Terms and Conditions

1. Terms of Use

1.1 This website, located at https://www.businesscapitalsolutions.com.au/ (Website), is owned and operated by Business Capital Solutions Pty Ltd (ACN 630 676 890) of 17 Buckland Avenue, Newtown, Victoria 3220 (BCS, we, our, us). 1.2 By accessing or using the Website, you agree to be bound by these Terms and Conditions. If you do not accept these Terms, you must refrain from using the Website.

2. Intellectual Property

2.1 All content on the Website—including text, images, graphics, software and other materials (Materials)—is the property of BCS, its licensors, or related parties, and is protected under Australian and international copyright laws. 2.2 You may not copy, reproduce, modify, upload, post, transmit, distribute or otherwise deal with any of the Materials except as expressly authorised by BCS. 2.3 “Business Capital Solutions” and related logos are trademarks of BCS. 2.4 You may not use any trademark or logo belonging to BCS without our prior written permission. 2.5 You may download content for personal, non-commercial use only, and must not remove or alter any copyright or proprietary notices.

3. Content

3.1 Content on the Website is for general information purposes only. Any use or reliance on this information is at your own risk. 3.2 While care is taken in compiling Website content, BCS and its affiliates do not guarantee its accuracy, completeness or reliability and are not liable for any errors or omissions. 3.3 You are solely responsible for how you interpret and use the information provided.

4. Acceptable Use

4.1 You agree to comply with all applicable laws and not use the Website for any unlawful or prohibited activity. 4.2 You must not:

• Attempt to interfere with the Website's security or functionality;

• Use automated systems (such as bots or scrapers) to access the Website;

• Upload or transmit viruses or other harmful code;

• Manipulate or tamper with Website content; or

• Infringe on intellectual property or violate third-party rights. 4.3 BCS may suspend or terminate your access to the Website if we suspect you have breached these Terms. 4.4 Users under 18 must have parental or guardian permission to access the Website. Parents or guardians are responsible for supervising use by underage users.

5. Online Accounts

5.1 Accessing certain services may require you to create an account with BCS. You agree to keep your login credentials secure and to comply with these Terms and any third-party terms that apply. 5.2 When purchasing services via the Website, you agree to review and accept the relevant service-specific terms and conditions.

6. Disclaimers & Liability

6.1 To the maximum extent permitted by law:

• The Website and its content are provided “as is” without warranties of any kind;

• We disclaim all implied warranties of merchantability or fitness for purpose;

• We do not guarantee the Website will be error-free or uninterrupted;

• We do not warrant that files or downloads are free from viruses or contamination. 6.2 If legislation implies warranties that cannot be excluded, our liability is limited (where permitted) to:

• Resupplying the services; or

• Paying the cost of resupply

• 6.3 Under no circumstances are we liable for indirect, incidental, special or consequential damages arising from your use of the Website.

7. Access & Technology

7.1 BCS does not control the internet or networks used to access the Website and is not responsible for outages or technical issues. 7.2 The Website content is prepared for use under Australian law and may not be suitable in other jurisdictions. 7.3 You use the Website at your own risk and are responsible for ensuring your devices are protected from viruses or harmful materials. 7.4 You are responsible for keeping your account credentials secure. 7.5 You must not use the Website to:

• Impersonate others;

• Post offensive, defamatory, or illegal content;

• Upload viruses, malware or harmful code;

• Engage in spam, chain letters or unsolicited mass messaging;

• Infringe intellectual property rights;

• Interfere with other users or Website functionality.

8. Licence to BCS

By uploading or posting content on the Website (Works), you grant BCS a non-exclusive, worldwide, royalty-free, perpetual licence to use, reproduce, display, adapt and sub-license those Works. You also waive any moral rights in connection with the Works.

9. Indemnity

You agree to indemnify BCS and its officers, directors, agents, contractors and affiliates against any claims, losses or damages (including legal costs) arising out of your breach of these Terms or misuse of the Website.

10. External Links

10.1 Links to third-party websites (Linked Sites) are provided for convenience only. 10.2 BCS is not responsible for the content, accuracy or operation of Linked Sites. 10.3 Linking does not imply endorsement or affiliation, and you use Linked Sites at your own risk.

11. Privacy

Please refer to our Privacy Policy for details on how we collect, use and store your personal information.

12. Variation & Termination

12.1 BCS may amend these Terms at any time by updating them on the Website. 12.2 Continued use of the Website constitutes acceptance of any amended Terms. 12.3 These Terms remain in effect unless terminated by BCS. Sections relating to intellectual property, liability, indemnity and licences survive termination.

13. General

13.1 All references to “BCS” include its employees, agents, contractors, directors and affiliates. 13.2 These Terms are governed by the laws of Victoria, Australia, and you submit to the jurisdiction of its courts. 13.3 These Terms constitute the entire agreement between you and BCS relating to Website use. 13.4 If any part of these Terms is deemed invalid or unenforceable, the remaining sections will remain in full force. 13.5 No waiver by BCS of any breach will be deemed a waiver of future breaches. 13.6 Questions? Contact us at: Phone: +61 438 681 170 Email: admin@businesscapitalsolutions.com.au Last updated: April 2025