Our services

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What we fund for

(01)

Plant and equipment

1

Finance for the machinery that keeps your business moving, whether new, used or upgraded. We structure it around how your business actually earns.

Cranes

Pumps & Mixers

Tele-handlers

Excavators

Trenchers

Skid loaders

Vehicle and marine

2

From a single work vehicle to a full fleet, we finance the assets that get your team where the work is. Terms that flex as your business scales.

Utes & Trucks

Trailers

Fleet Vehicles

Marine Vessels

Buses & Coaches

Specialised Transport

Business to business

3

Working capital for businesses that need to move quickly, on an opportunity, a cash flow gap, or the next stage of growth. Every facility is shaped around the business it's funding.

Working Capital

Cash Flow Funding

Growth Capital

Bridging Finance

Trade Finance

Debtor Finance

Property lending

4

Funding for developments that need a lender who understands construction as well as numbers. We structure finance for every stage, from acquisition through to completion.

Land Acquisition

Construction Finance

Bridging Loans

Mezzanine Finance

Residual Stock Loans

Development Finance

Plant and equipment

Finance for the machinery that keeps your business moving, whether new, used or upgraded. We structure it around how your business actually earns.

Cranes

Pumps & Mixers

Tele-handlers

Excavators

Trenchers

Skid loaders

Vehicle and marine

From a single work vehicle to a full fleet, we finance the assets that get your team where the work is. Terms that flex as your business scales.

Utes & Trucks

Trailers

Fleet Vehicles

Marine Vessels

Buses & Coaches

Specialised Transport

Business to business

Working capital for businesses that need to move quickly, on an opportunity, a cash flow gap, or the next stage of growth. Every facility is shaped around the business it's funding.

Working Capital

Cash Flow Funding

Growth Capital

Bridging Finance

Trade Finance

Debtor Finance

Property lending

Funding for developments that need a lender who understands construction as well as numbers. We structure finance for every stage, from acquisition through to completion.

Land Acquisition

Construction Finance

Bridging Loans

Mezzanine Finance

Residual Stock Loans

Development Finance

Plant and equipment

Finance for the machinery that keeps your business moving, whether new, used or upgraded. We structure it around how your business actually earns.

Cranes

Pumps & Mixers

Tele-handlers

Excavators

Trenchers

Skid loaders

Vehicle and marine

From a single work vehicle to a full fleet, we finance the assets that get your team where the work is. Terms that flex as your business scales.

Utes & Trucks

Trailers

Fleet Vehicles

Marine Vessels

Buses & Coaches

Specialised Transport

Business to business

Working capital for businesses that need to move quickly, on an opportunity, a cash flow gap, or the next stage of growth. Every facility is shaped around the business it's funding.

Working Capital

Cash Flow Funding

Growth Capital

Bridging Finance

Trade Finance

Debtor Finance

Property lending

Funding for developments that need a lender who understands construction as well as numbers. We structure finance for every stage, from acquisition through to completion.

Land Acquisition

Construction Finance

Bridging Loans

Mezzanine Finance

Residual Stock Loans

Development Finance

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Process

(02)

How we work

Before asking how much, we ask why. The person matters more than the numbers on the page.

Conversation

1

We start with a conversation about the asset you need and the business behind it, covering the plan as much as the numbers.

Conversation

1

We start with a conversation about the asset you need and the business behind it, covering the plan as much as the numbers.

Conversation

1

We start with a conversation about the asset you need and the business behind it, covering the plan as much as the numbers.

Application

2

A straightforward credit application, gathering only what we genuinely need to assess your deal properly.

Application

2

A straightforward credit application, gathering only what we genuinely need to assess your deal properly.

Application

2

A straightforward credit application, gathering only what we genuinely need to assess your deal properly.

Decision

3

Conditional approval, offered or declined quickly, with a clear reason either way.

Decision

3

Conditional approval, offered or declined quickly, with a clear reason either way.

Decision

3

Conditional approval, offered or declined quickly, with a clear reason either way.

Contract

4

Once terms are agreed, we finalise the paperwork and get you moving. No delays, no surprises.

Contract

4

Once terms are agreed, we finalise the paperwork and get you moving. No delays, no surprises.

Contract

4

Once terms are agreed, we finalise the paperwork and get you moving. No delays, no surprises.

/ Our Promise

We’ll never leave you guessing

Yes or no, you’ll always know why.

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FAQs

(03)

Straight answers

Answers to common questions about our process, services, and how we work.

1. I'm not sure if you'll fund this ...

Every situation is different, so we assess each request on its own merits rather than a checklist. If there’s a workable solution, we’ll find it. If there isn’t, we'll tell you why.

2. How long will it take?

It depends on the complexity of the deal, but most applications are assessed within 2 to 7 business days.

3. What is the standard contract term?

Contract terms typically range from 52 to 260 weeks, structured around what suits your business.

4. What is the payment structure?

Repayments are made via weekly direct debit for the agreed term.

5. Is BCS easily contactable during the term?

Always. You can reach us by phone or meet in person any time throughout your term. We don’t disappear after settlement.

6. Do we get to meet anyone from BCS, or is it all handled over email?

We’ll always meet you in person if that’s what you’d prefer. We believe the relationship matters more than the transaction, so we make time for it.

1. I'm not sure if you'll fund this ...

Every situation is different, so we assess each request on its own merits rather than a checklist. If there’s a workable solution, we’ll find it. If there isn’t, we'll tell you why.

2. How long will it take?

It depends on the complexity of the deal, but most applications are assessed within 2 to 7 business days.

3. What is the standard contract term?

Contract terms typically range from 52 to 260 weeks, structured around what suits your business.

4. What is the payment structure?

Repayments are made via weekly direct debit for the agreed term.

5. Is BCS easily contactable during the term?

Always. You can reach us by phone or meet in person any time throughout your term. We don’t disappear after settlement.

6. Do we get to meet anyone from BCS, or is it all handled over email?

We’ll always meet you in person if that’s what you’d prefer. We believe the relationship matters more than the transaction, so we make time for it.

1. I'm not sure if you'll fund this ...

Every situation is different, so we assess each request on its own merits rather than a checklist. If there’s a workable solution, we’ll find it. If there isn’t, we'll tell you why.

2. How long will it take?

It depends on the complexity of the deal, but most applications are assessed within 2 to 7 business days.

3. What is the standard contract term?

Contract terms typically range from 52 to 260 weeks, structured around what suits your business.

4. What is the payment structure?

Repayments are made via weekly direct debit for the agreed term.

5. Is BCS easily contactable during the term?

Always. You can reach us by phone or meet in person any time throughout your term. We don’t disappear after settlement.

6. Do we get to meet anyone from BCS, or is it all handled over email?

We’ll always meet you in person if that’s what you’d prefer. We believe the relationship matters more than the transaction, so we make time for it.